Information on Credit, Debt, & Investing

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	Investing
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Welcome. The purpose of this site is to educate you the consumer about credit, debt management, investing, financial planning and more. Gaining an understanding of these topics can help your financial situation in many ways.

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Featured Articles

Automobile: Buying vs Leasing
The pros and cons of paying for ownership of a vehicle vs leasing for use of that vehicle.

Credit Card Terms & Conditions - Know the Facts
When you sign up for a new credit card most of us do not read the fine print. We Should.

ChoicePoint - Is Big Brother Watching You?
ChoicePoint is what you call a data aggregator; they compile in-depth dossiers of personal information on almost everyone.

PayDay Loans - Can be hazardous!
Payday loans have different names. They are also called "cash advance loans", "check advance loans", or "deferred-deposit check loans" or any of a number of other innocuous names.

Self Directed IRAs - How They Work
Self directed IRAs are self administered individual retirement accounts that let you take full control over your retirement savings.

529 College Savings Plans - How They Work
Section 529 of the IRS Code lets you setup a tax free investment account to pay for your childs college.

Internet Banking vs Online Banking
We describe the differences between Internet Banks and Online Banking.

Credit to Insurance Connection - A Dirty Little Secret
Most consumers have not idea that your credit history and credit score can affect the premiums you pay for auto, homeowners, and mortgage insurance. How can this be?

Credit Tips & Secrets
Little known facts about your credit.

Opting Out of Pre-approved Credit Offers
One of the least known amendment to the Fair Credit Reporting ACT (FCRA) is the consumers right to opt-out of pre-approved credit offers.

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